Wearing high heels as a man needs courage!

[5150PLB1]

That or try steel toed work boots. No spikes to get snagged on stuff.

[VirginHeels]

14 hours ago, Cali said:

@mlroseplant you need boots with a spike at the toes.

 

Like these Jeffrey Campbell Litas:

[Chorlini]

Most definitely not bedroom wear. If you value your bedsheets that is.

[pebblesf]

I had ingrown toenails on both sides of both big toes as a kid...  I quickly learned how to cut nails properly and pack cotton behind them if the start to get ingrown...

[Puffer]

On 12/2/2021 at 7:01 PM, Chorlini said:

I once lost a toenail, infection at the base, it came lose there and over time fell off. I thought I was rid of it forever yet it grew back within months. Am I unique in that or did you do something extra to stop that from happening?

My understanding is that a finger or toe nail will usually grow back unless the nail bed has been badly damaged, physically or through infection.   Over the years, I have lost at least two toenails through injury (heavy weight falling on foot!) and both grew back.   Ditto fingernails after crushing injury or similar.

[mlroseplant]

1 hour ago, Puffer said:

My understanding is that a finger or toe nail will usually grow back unless the nail bed has been badly damaged, physically or through infection.   Over the years, I have lost at least two toenails through injury (heavy weight falling on foot!) and both grew back.   Ditto fingernails after crushing injury or similar.

Yeah, you have to do something extra special to actually "kill" a nail. I think they apply some sort of strong chemical to the nail matrix, and then you have no more nail, ever. If you're lucky. I don't even like to think about that.

[Cali]

Over 20 years ago, I damaged the nail matrix in my thumb. It created a thin "dead zone" or fracture fault in the nail matrix, basically creating two nails.  When uneven pressure is applied, the nail will split vertical, from tip to bed. Reaching into you pocket is enough cause it to split.  I now need to have it covered with acyclic to keep it together.

[Puffer]

3 hours ago, Cali said:

Over 20 years ago, I damaged the nail matrix in my thumb. It created a thin "dead zone" or fracture fault in the nail matrix, basically creating two nails.  When uneven pressure is applied, the nail will split vertical, from tip to bed. Reaching into you pocket is enough cause it to split.  I now need to have it covered with acyclic to keep it together.

Given the assorted bodily defects that you (alas) seem to suffer, I'm surprised you haven't tried to sue the creator for producing something not of merchantable quality and not fit for purpose.   But I suppose that the statute of limitations now precludes that!

[Jkrenzer]

2 hours ago, Puffer said:

Given the assorted bodily defects that you (alas) seem to suffer, I'm surprised you haven't tried to sue the creator for producing something not of merchantable quality and not fit for purpose.   But I suppose that the statute of limitations now precludes that!

??????

His issues are his doing. He's dealing with them, no legal issues.

[Cali]

6 hours ago, Puffer said:

Given the assorted bodily defects that you (alas) seem to suffer, I'm surprised you haven't tried to sue the creator for producing something not of merchantable quality and not fit for purpose.   But I suppose that the statute of limitations now precludes that!

Many of my leg/knee/ankle issues were caused be ill-fitting shoes, aka ALL men's shoes. Once I switch to only women's shoes many of the issued solved themselves. 

Then I play hard and things happens when you play hard.

One day a friend destroyed one of my "toys" in the middle of nowhere, 2 hours into the wilderness by snowmobile. The next day we had to retrieve it, but we had to disassemble it with limited tools. in the process my thumb got stuck between two nuts.  When you are in the middle of nowhere, no one can hear you scream.

Edited December 18, 2021 by Cali

[Jkrenzer]

Again, made your own bed.

[Cali]

So I have an acrylic nail or two, no big deal, just a little high maintenance 😄. It just goes with the titanium, nylon, and other non-OEM parts I have.

[Puffer]

10 hours ago, Jkrenzer said:

??????

His issues are his doing. He's dealing with them, no legal issues.

My apologies if my attempt at humour went over your head - a fair way to reach if you were in 5" heels.  😞   But I think Cali understood. 😏

[mlroseplant]

The creator has been sued many times, but somehow never successfully!

[Shyheels]

20 minutes ago, mlroseplant said:

The creator has been sued many times, but somehow never successfully!

It helps when you’re also the judge…

[spikesmike]

High heelers : miroseplant is correct. The creator has not been sued successfully. However, you can bet my mom is up there giving him shit every day.  Mike😄

[Puffer]

10 hours ago, mlroseplant said:

The creator has been sued many times, but somehow never successfully!

9 hours ago, Shyheels said:

It helps when you’re also the judge…

... and that there is a legal defence (albeit often misunderstood) of 'Act of God'.

[mlroseplant]

THIS was considered to be an "Act of God" by my insurance company. They would pay to clear my driveway, but they wouldn't pay for the poor car!

[Shyheels]

If that is an Act of God then any unexpected happening or accident could also be considered an Act of God. So what is the point of insurance?

[SF]

Comprehensive / collision coverage???  Maybe???  

[Chorlini]

3 hours ago, Shyheels said:

If that is an Act of God then any unexpected happening or accident could also be considered an Act of God. So what is the point of insurance?

A scam to make the insurance company rich?

[Puffer]

6 hours ago, Shyheels said:

If that is an Act of God then any unexpected happening or accident could also be considered an Act of God. So what is the point of insurance?

Not so; there is usually an identifiable (human) trigger for an accident, apart from weather/climate related events.   The latter are not generally excluded by insurance on the grounds of being an 'Act of God' or otherwise, but specific exclusions may apply, depending mainly on the type and scope of cover in question.   Damage resulting from a falling tree might be covered (or not) by either the property insurance or by insurance relating to the damaged thing (e.g. a car) or injured person.   In Melrose's case, I think his property insurer is refusing to pay for the damaged car, but his motor insurer normally would, if cover is comprehensive.

This is not really the place to go into great detail, especially not on Christmas Eve!    But I would caution Santa about entering chimneys and also caution the householder responsible for them.

[Jkrenzer]

9 hours ago, mlroseplant said:

THIS was considered to be an "Act of God" by my insurance company. They would pay to clear my driveway, but they wouldn't pay for the poor car!

Actually most home owner's insurance covers the damage the tree does.

They total the car at some lower value but cover the rest.

[Bubba136]

I seem to remember your saying, sometime back, that you had a law degree.   If you do, you should know enough about these cases to analyze them yourself.

[Puffer]

4 hours ago, Bubba136 said:

I seem to remember your saying, sometime back, that you had a law degree.   If you do, you should know enough about these cases to analyze them yourself.

To whom is that comment addressed, Bubba?

[mlroseplant]

4 hours ago, Puffer said:

To whom is that comment addressed, Bubba?

That would be me. There is this nasty rumor floating around that I'm a lawyer. To tell the truth, I'm really not sure whether I am or not officially, and at this point, I don't really care. All I know is, the insurance company (homeowner's insurance) paid to clear my driveway so I could get to my garage, but they would not pay for my guest's crushed car. None of it was worth enough money to fight over, which is probably what the insurance companies count on.

Interestingly enough, the tree was sound, in other words, not rotten. It's just that we had an early, very heavy, wet snow, and the leaves were still on the trees. It just couldn't bear the weight of all that sloppy snow. Bad luck! I miss that tree. And my guest misses his classic Honda Accord.

[VirginHeels]

I suppose that’s the difference between here in the UK, apart from crown owned or land owned via certain Dukedom’s, trees cannot be within a 4meter (13ft 1inch) range of any plan of the house. Plus trees must be limited to a 6 foot (England) or 2 meter (Scotland & Wales) in height and diameter, in line with fence height. Your neighbours can sue for enforcement, but is largely a last case scenario, but is often done for right to light.

It still happens though through under investment, leaving public land having tree surgery cut to fund other things, meaning in you are on a street, it’s an act of god.

Our insurance companies are a bit more regulated as well, so can’t weasel out as much.

That tree falling like that is an act of god. Maybe cut it down or get some branches removed to get it to grow higher?

[Jkrenzer]

1 hour ago, VirginHeels said:

I suppose that’s the difference between here in the UK, apart from crown owned or land owned via certain Dukedom’s, trees cannot be within a 4meter (13ft 1inch) range of any plan of the house. Plus trees must be limited to a 6 foot (England) or 2 meter (Scotland & Wales) in height and diameter, in line with fence height. Your neighbours can sue for enforcement, but is largely a last case scenario, but is often done for right to light.

It still happens though through under investment, leaving public land having tree surgery cut to fund other things, meaning in you are on a street, it’s an act of god.

Our insurance companies are a bit more regulated as well, so can’t weasel out as much.

That tree falling like that is an act of god. Maybe cut it down or get some branches removed to get it to grow higher?

Height and diameter??

Must have lots of fat Bonsai trees. 

[Isolathor]

Here in Germany it depends on the terms of the contract. I have a home insurance that also covers so called damage by elements (acts of god?). There is a mandatory insurance if you own a house, but it covers only fire. If you want to have protection against wind, rain, snow, hail, water and lightning you need that extra part "damage by elements".

[Puffer]

11 hours ago, VirginHeels said:

I suppose that’s the difference between here in the UK, apart from crown owned or land owned via certain Dukedom’s, trees cannot be within a 4meter (13ft 1inch) range of any plan of the house. Plus trees must be limited to a 6 foot (England) or 2 meter (Scotland & Wales) in height and diameter, in line with fence height. Your neighbours can sue for enforcement, but is largely a last case scenario, but is often done for right to light.

It still happens though through under investment, leaving public land having tree surgery cut to fund other things, meaning in you are on a street, it’s an act of god.

Our insurance companies are a bit more regulated as well, so can’t weasel out as much.

That tree falling like that is an act of god. Maybe cut it down or get some branches removed to get it to grow higher?

Please quote your sources.   There are many thousands of existing residential properties in England (at least) with trees of significant height close to them.   A nearby/tall tree can affect planning consent for a new property or result in additional insurance conditions as to regular inspection. 

20 hours ago, mlroseplant said:

That would be me. There is this nasty rumor floating around that I'm a lawyer. To tell the truth, I'm really not sure whether I am or not officially, and at this point, I don't really care. All I know is, the insurance company (homeowner's insurance) paid to clear my driveway so I could get to my garage, but they would not pay for my guest's crushed car. None of it was worth enough money to fight over, which is probably what the insurance companies count on.

Interestingly enough, the tree was sound, in other words, not rotten. It's just that we had an early, very heavy, wet snow, and the leaves were still on the trees. It just couldn't bear the weight of all that sloppy snow. Bad luck! I miss that tree. And my guest misses his classic Honda Accord.

Without linking any legal qualification to you, Melrose, it is fair to say that few people who have a law degree will be experts in insurance law and practice (as Bubba implied), unless that is their specialism.   Conversely, those who are qualified in insurance will have studied several areas of law in depth in addition to insurance law, but will not have similarly deep knowledge of other areas with little or no relevance to insurance.

Obviously, the cover afforded by various types of insurance will vary and is often influenced by the law of the jurisdiction, as will be the relevant law of tort governing potential liability.   Household (home) insurance typically covers (a) damage to or loss of one's own property caused by specified perils (fire, storm, theft etc); and (b) liability to third parties arising from negligence etc in one's ownership or occupation of the property.   If a tree falls down and this is not immediately caused by e.g. negligent trimming or other work but results from adverse weather, damage to the house (but not the tree itself) is normally covered, because the 'fabric' of the house is so insured.   But if it damages a car, that damage would not normally be covered by the household insurance but should be covered by the relevant motor insurance, if comprehensive, as that insures the 'fabric' of the car.   In the absence of negligence, a falling tree would not impose legal liability on its owner for any resultant damage or injury.   In other words, damage/injury resulting from an 'Act of God' tree falling is usually only covered if whatever is damaged/injured is itself insured by a property (rather than liability) insurance against such damage or injury.   

Melrose: was your guest's car comprehensively insured by him?   If so, he surely should have been able to claim for its destruction?   Neither you nor your property insurer would be liable in the circumstances you outlined.

Edited December 26, 2021 by Puffer
Comment added